Unlocking Access to Finance for SMEs

“Access to finance of SMEs: What can we learn from survey data?” Access to credit for Italian Firms: New Evidence from the ISTAT Confidence Surveys

Since the beginning of the recent recession, there has been a growing interest in timely information about lending conditions in the corporate sector: indeed, access to credit is one of the main channels through which a financial crisis may spread to the real sector of the economy. This may be particularly true in the case of Italy, where banking credit is by and large the main financing channe...

Bank Competition and Access to Finance

Theory makes ambiguous predictions about the effects of bank market structure on access to external finance. Using a unique database for 74 countries and for firms of small, medium and large size we assess the effect of banking market structure on the access of firms to bank finance. We find that bank concentration increases financing obstacles, but only in countries with low levels of economic...

Access to Banking Finance and Exporting

Using firm-level data from the manufacturing sector of Chile for the period 1995-2002, we examine whether access to finance increase the probability of exporting. To do that, we exploit information of firms ́ access to banking debt and changes in the real exchange rate (RER) to identify the causal effect of finance on exporting. This is an interesting setting given that the Chilean economy exper...

Access to finance for innovators in the UK's environmental sector

‏‎facilitating lexical access for the fluent production of speech‎‏

‏‎the hypothesis is that recent and frequent exposure to lexical items leads to a more fluent production of speech in terms of rate of speech. to test the hypothesis , a one- way anova experimental design was carried out. 24 senior student of efl participated in a one-way interview test. data analyses revealed that those who were exposed frequently to the lexical items over a week prior to inte...